{"id":6128,"date":"2025-10-30T14:55:55","date_gmt":"2025-10-30T09:55:55","guid":{"rendered":"https:\/\/pkfin.kotenterprises.dev\/?p=6128"},"modified":"2025-10-30T15:02:15","modified_gmt":"2025-10-30T10:02:15","slug":"standard-chartered-pakistan-reports-pkr-46-1-billion-profit-before-tax-for-9m-2025","status":"publish","type":"post","link":"https:\/\/pkfin.kotenterprises.dev\/?p=6128","title":{"rendered":"Standard Chartered Pakistan Reports PKR 46.1 Billion Profit Before Tax for 9M 2025"},"content":{"rendered":"

Standard Chartered Bank<\/a> (Pakistan) Limited has announced a profit before tax (PBT) of PKR 46.1 billion<\/strong> for the nine months ended 30 September 2025<\/strong>, compared to PKR 75.5 billion<\/strong> during the same period last year, reflecting a resilient performance amid a challenging economic environment.<\/p>\n

The Bank reported total revenue of PKR 63.3 billion<\/strong>, down 30 percent year-on-year<\/strong>, primarily due to a sharp reduction in interest rates. This impact was partially offset by a decrease in the cost of funds. Operating expenses rose 10 percent<\/strong>, driven by inflationary pressures and continued investment in infrastructure and talent. Despite this, the Bank maintained a highly efficient cost-to-income ratio of 28 percent<\/strong>.<\/p>\n

A prudent risk management approach and recoveries of non-performing loans resulted in a net release of PKR 0.6 billion<\/strong> during the period.<\/p>\n

On the liabilities side<\/strong>, total deposits stood at PKR 662 billion<\/strong>, down 21 percent<\/strong> from the beginning of the year, in line with the Bank\u2019s deposit optimisation strategy<\/strong>. This focus is reflected in the improved current account mix<\/strong>, which rose to 59 percent<\/strong> of total deposits, compared to 48 percent<\/strong> last year.<\/p>\n

On the assets side<\/strong>, net advances increased by PKR 66 billion (39%)<\/strong> since the start of the year, demonstrating renewed economic activity and higher lending demand.<\/p>\n

The Bank continues to invest in digital capabilities and infrastructure<\/strong> to elevate the client banking experience. It has also made steady progress in strengthening its control and compliance environment<\/strong>, focusing on people, culture, and systems to ensure sustainable growth.<\/p>\n

With a Return on Equity (ROE)<\/strong> of 27.1 percent<\/strong> and a Capital Adequacy Ratio (CAR)<\/strong> of 19.75 percent<\/strong>, Standard Chartered Bank Pakistan remains well-positioned to capture future growth opportunities.<\/p>\n

Commenting on the results, Rehan Shaikh<\/strong>, CEO, Standard Chartered Bank (Pakistan) Limited, said:<\/p>\n

\n

\u201cOur Q3 2025 results underscore the strength of our business fundamentals, showcasing a robust balance sheet, a diversified portfolio, and deep client relationships. We remain steadfast in our commitment to supporting both our clients and employees, ensuring their needs are met with excellence and dedication. I would like to extend my heartfelt gratitude to our shareholders, clients, and business partners for their unwavering trust and confidence in our capabilities.\u201d<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"

Standard Chartered Bank (Pakistan) Limited has announced a profit before tax (PBT) of PKR 46.1 billion for the nine months ended 30 September 2025, compared to PKR 75.5 billion during the same period last year, reflecting a resilient performance amid a challenging economic environment. The Bank reported total revenue of PKR 63.3 billion, down 30 […]<\/p>\n","protected":false},"author":1,"featured_media":6129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_FSMCFIC_featured_image_caption":"","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","footnotes":""},"categories":[1299],"tags":[],"class_list":["post","format-standard"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t