{"id":6007,"date":"2025-10-15T15:02:51","date_gmt":"2025-10-15T10:02:51","guid":{"rendered":"https:\/\/pkfin.kotenterprises.dev\/?p=6007"},"modified":"2025-10-15T15:02:51","modified_gmt":"2025-10-15T10:02:51","slug":"ubl-reports-rs35-36-billion-profit-in-q3-2025-up-89-yoy","status":"publish","type":"post","link":"https:\/\/pkfin.kotenterprises.dev\/?p=6007","title":{"rendered":"UBL Reports Rs35.36 Billion Profit in Q3 2025, Up 89% YoY"},"content":{"rendered":"

KARACHI: United Bank Limited<\/a> (UBL), one of Pakistan\u2019s largest commercial banks, has announced a consolidated profit after tax of Rs35.36 billion<\/strong> for the quarter ended September 30, 2025 \u2014 an 89% year-on-year increase<\/strong> compared to Rs18.73 billion in the same period last year, according to the bank\u2019s financial results submitted to the Pakistan Stock Exchange (PSX) on Wednesday.<\/p>\n

Earnings per share (EPS) for the quarter rose to Rs14.12<\/strong>, up from Rs7.65 reported in Q3 2024.<\/p>\n

The bank also declared an interim cash dividend of Rs8 per share (160%)<\/strong> for the quarter, in addition to the earlier interim dividend of Rs13.5 per share (270%)<\/strong> paid during the year.<\/p>\n

UBL\u2019s net markup\/interest income<\/strong> surged to Rs91.98 billion<\/strong> during Q3 2025, compared to Rs51.61 billion in the same quarter of 2024 \u2014 reflecting improved spreads and higher returns on earning assets.<\/p>\n

Meanwhile, the bank\u2019s non-markup income<\/strong> declined 13% year-on-year<\/strong> to Rs14.25 billion<\/strong>, down from Rs16.35 billion, mainly due to reduced foreign exchange income.<\/p>\n

Total income for the quarter stood at Rs106.23 billion<\/strong>, marking a 56% increase<\/strong> from Rs67.96 billion in Q3 2024.<\/p>\n

On the cost side, operating expenses<\/strong> rose by 35%<\/strong> to Rs31.03 billion<\/strong>, up from Rs23.02 billion last year, while the workers\u2019 welfare fund<\/strong> increased to Rs1.47 billion<\/strong> from Rs993 million.<\/p>\n

As a result, profit before tax<\/strong> grew to Rs74.67 billion<\/strong>, compared to Rs43.48 billion a year earlier.<\/p>\n

During the quarter, UBL paid Rs39.3 billion in taxes<\/strong>, up 59%<\/strong> from Rs24.75 billion in the corresponding period last year.<\/p>\n

Earlier this year, UBL had reported a 124% year-on-year jump<\/strong> in profit to Rs36.11 billion<\/strong> in the first quarter of 2025.<\/p>\n","protected":false},"excerpt":{"rendered":"

KARACHI: United Bank Limited (UBL), one of Pakistan’s largest commercial banks, has announced a consolidated profit after tax of Rs35.36 billion for the quarter ended September 30, 2025 — an 89% year-on-year increase compared to Rs18.73 billion in the same period last year, according to the bank’s financial results submitted to the Pakistan Stock Exchange […]<\/p>\n","protected":false},"author":1,"featured_media":5348,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_FSMCFIC_featured_image_caption":"","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","footnotes":""},"categories":[1299],"tags":[],"class_list":["post","format-standard"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t