{"id":5786,"date":"2025-08-28T22:25:11","date_gmt":"2025-08-28T17:25:11","guid":{"rendered":"https:\/\/pkfin.kotenterprises.dev\/?p=5786"},"modified":"2025-08-28T22:25:11","modified_gmt":"2025-08-28T17:25:11","slug":"faysal-bank-posts-pkr-21-9-billion-profit-before-tax-in-h1-2025-announces-interim-dividend","status":"publish","type":"post","link":"https:\/\/pkfin.kotenterprises.dev\/?p=5786","title":{"rendered":"Faysal Bank Posts PKR 21.9 Billion Profit Before Tax in H1 2025, Announces Interim Dividend"},"content":{"rendered":"

KARACHI: Faysal Bank Limited (FBL)<\/a>, one of the leading Islamic banks in Pakistan, has sustained its business momentum during the first half of 2025, reporting solid growth in deposits and profitability while further strengthening its market position.<\/p>\n

The Bank\u2019s total deposits rose to PKR 1.2 trillion, marking a 19% increase over December 2024. Current account deposits crossed the half-trillion mark to reach PKR 532 billion, reflecting a robust 30% growth. This significant expansion in low-cost deposits supported the Bank\u2019s core earnings despite declining interest rates.<\/p>\n

Key financial indicators also remained strong, with the Advance-to-Deposit Ratio (ADR) recorded at 57.8%, contributing to economic activity. The Capital Adequacy Ratio (CAR) stood at 15.6%, well above regulatory requirements, while asset quality improved as the Non-Performing Loans (NPL) ratio declined to 3.0% from 3.6% in December 2024.<\/p>\n

As a result, the Bank posted a Profit Before Tax<\/a> (PBT) of PKR 21.9 billion, while Earnings Per Share (EPS) stood at PKR 6.59 for the six-month period. The Board of Directors also announced an interim cash dividend of PKR 1.5 per share, translating into a payout of 15%.<\/p>\n

Commenting on the results, Mian Muhammad Younis, Chairman of the Board of Directors<\/strong>, said:
\u201cAlhamdulillah, the results of the first half of 2025 underscore the enduring strength and stability of our Islamic banking<\/a> foundation. They reflect the clear strategic vision of our Board and the dedication of our management. Our ADR is serving the economic growth of Pakistan, and we are grateful to our valued customers for their continued trust in Faysal Bank as their preferred Islamic banking partner.\u201d<\/p>\n

Yousaf Hussain, President & CEO of Faysal Bank<\/strong>, added:
\u201cAt Faysal Bank, we strive to uphold the values of Islamic finance while offering modern, innovative, and inclusive financial solutions that contribute to the real economy. Guided by our Shariah Supervisory Board, we continue to strengthen our risk management, governance framework, and customer-centric approach to ensure sustainable growth. With a solid foundation, we are well-positioned to accelerate our growth through investment in our network, digital capabilities, and human capital.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

KARACHI: Faysal Bank Limited (FBL), one of the leading Islamic banks in Pakistan, has sustained its business momentum during the first half of 2025, reporting solid growth in deposits and profitability while further strengthening its market position. The Bank’s total deposits rose to PKR 1.2 trillion, marking a 19% increase over December 2024. Current account […]<\/p>\n","protected":false},"author":1,"featured_media":5787,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_FSMCFIC_featured_image_caption":"","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","footnotes":""},"categories":[2],"tags":[],"class_list":["post","format-standard"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t