{"id":5777,"date":"2025-08-28T12:03:25","date_gmt":"2025-08-28T07:03:25","guid":{"rendered":"https:\/\/pkfin.kotenterprises.dev\/?p=5777"},"modified":"2025-08-28T12:03:25","modified_gmt":"2025-08-28T07:03:25","slug":"bank-al-habib-posts-rs19-79-billion-profit-in-h1-2025","status":"publish","type":"post","link":"https:\/\/pkfin.kotenterprises.dev\/?p=5777","title":{"rendered":"Bank AL Habib Posts Rs19.79 Billion Profit in H1 2025"},"content":{"rendered":"

KARACHI: Bank AL Habib Limited (PSX: BAHL)<\/a> announced its financial results for the half year ended June 30, 2025, reporting a profit after tax (PAT) of Rs19.79 billion, reflecting an 8.66% decline compared to Rs21.66 billion in the same period last year.<\/p>\n

Earnings per share (EPS) stood at Rs17.8, down from Rs19.49 in H1 2024, marking a decrease of 8.67%.<\/p>\n

The bank\u2019s total income dropped by 7.54% to Rs83.12 billion, largely due to a 26.91% fall in mark-up\/interest earned, which amounted to Rs178.13 billion. On the other hand, non-markup income posted growth of 9.74%, reaching Rs16.61 billion, supported by a 17.29% rise in fee and commission income and a 2.59% increase in foreign exchange earnings.<\/p>\n

Operating expenses rose by 12.28% to Rs44.93 billion, pushing up total non-markup expenses by 11.46%. However, the bank booked a reversal of Rs2.65 billion in credit loss allowances and write-offs, compared to a provision of Rs7.39 billion in the same period last year.<\/p>\n

As a result, profit before taxation stood at Rs39.98 billion, down 3.50% from Rs41.43 billion in H1 2024. After accounting for taxation of Rs20.19 billion, the profit attributable to equity holders came in at Rs19.78 billion, representing an 8.68% year-on-year decline.<\/p>\n

The Board of Directors announced an interim cash dividend of Rs3.5 per share, maintaining the same payout as last year.<\/p>\n

Despite the overall negative trend in the banking sector, BAHL\u2019s stock remained relatively stable, closing just 0.7% below its opening price, reflecting investor confidence in the bank\u2019s<\/a> fundamentals.<\/p>\n","protected":false},"excerpt":{"rendered":"

KARACHI: Bank AL Habib Limited (PSX: BAHL) announced its financial results for the half year ended June 30, 2025, reporting a profit after tax (PAT) of Rs19.79 billion, reflecting an 8.66% decline compared to Rs21.66 billion in the same period last year. Earnings per share (EPS) stood at Rs17.8, down from Rs19.49 in H1 2024, […]<\/p>\n","protected":false},"author":1,"featured_media":5778,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"_FSMCFIC_featured_image_caption":"","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","footnotes":""},"categories":[2],"tags":[],"class_list":["post","format-standard"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t