{"id":5507,"date":"2025-07-28T12:36:59","date_gmt":"2025-07-28T07:36:59","guid":{"rendered":"https:\/\/pkfin.kotenterprises.dev\/?p=5507"},"modified":"2025-07-28T12:36:59","modified_gmt":"2025-07-28T07:36:59","slug":"govt-mandates-qr-codes-on-utility-bills-to-boost-digital-payments","status":"publish","type":"post","link":"https:\/\/pkfin.kotenterprises.dev\/?p=5507","title":{"rendered":"Govt Mandates QR Codes on Utility Bills to Boost Digital Payments"},"content":{"rendered":"<p data-start=\"75\" data-end=\"324\"><em data-start=\"75\" data-end=\"103\">ISLAMABAD \u2013 July 28, 2025: <\/em>In a major step to accelerate digital payments across the country, the federal government has directed that all electricity, gas, and telephone bills must carry printed QR codes, enabling seamless digital transactions.<\/p>\n<p data-start=\"326\" data-end=\"460\">The decision was finalized during a high-level meeting chaired by Prime Minister Shehbaz Sharif, according to a national daily report.<\/p>\n<p data-start=\"462\" data-end=\"768\">To expand the digital infrastructure further, the Secretary Petroleum and Chairman of the Oil and Gas Regulatory Authority (OGRA) have been tasked with developing a comprehensive plan within a month to mandate QR code, Point-of-Sale (PoS), and soft PoS payment options at all fuel stations across Pakistan.<\/p>\n<p data-start=\"770\" data-end=\"1018\">Additionally, the Chairman of the Capital Development Authority (CDA) has been instructed to review existing laws and propose amendments to mandate <a href=\"https:\/\/pkfin.kotenterprises.dev\/2025\/06\/23\/only-3-of-pakistan-retailers-accept-digital-payments-sbp\/\" target=\"_blank\" rel=\"nofollow noopener\">digital payment acceptance<\/a> across all utility and service providers within the federal jurisdiction.<\/p>\n<p data-start=\"1020\" data-end=\"1418\">As part of broader reforms, the government also approved revised digital payment targets for the <a href=\"https:\/\/www.sbp.org.pk\/index.html\" rel=\"nofollow noopener\" target=\"_blank\">State Bank of Pakistan (SBP)<\/a>. To support this transition, the Ministry of Finance and <a href=\"https:\/\/pkfin.kotenterprises.dev\/2025\/02\/24\/sbp-rolls-out-raast-participation-criteria-to-expand-digital-payments-network\/\" target=\"_blank\" rel=\"nofollow noopener\">SBP will increase the digital payment<\/a> subsidy ceiling to Rs. 3.5 billion. Banks will be allowed to charge a maximum Merchant Discount Rate (MDR) of 0.25%, with any additional costs absorbed by the service providers.<\/p>\n<p data-start=\"1420\" data-end=\"1603\">The <a href=\"https:\/\/pkfin.kotenterprises.dev\/2024\/07\/05\/pitb-mcb-bank-and-mastercard-partner\/\" target=\"_blank\" rel=\"nofollow noopener\">Government Payments<\/a> Sub-Committee will revise the implementation timelines for these measures in consultation with provincial authorities, ensuring a coordinated national rollout.<\/p>\n<p data-start=\"1605\" data-end=\"1746\" data-is-last-node=\"\" data-is-only-node=\"\">This move aligns with Pakistan\u2019s ongoing efforts to enhance financial inclusion, reduce cash dependency, and modernize its payment ecosystem.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ISLAMABAD &ndash; July 28, 2025: In a major step to accelerate digital payments across the country, the federal government has directed that all electricity, gas, and telephone bills must carry printed QR codes, enabling seamless digital transactions. 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